Three-banded Lady Beetle

From Gordon's key to the species, the following features are seen on these beetles:
1) elytra suture reddish, not black or dark brown (excludes C. novemnotata and C. californica)
2) "head pale except for black band across base (male); or dark and with broad pale band between eyes, band rarely interrupted medially (female)". (excludes those with "head dark with 2 well separated spots on front" - including C. transversoguttata, C. septempunctata, and C. undecimpunctata)

Subspecies subversa has few or no transverse bands and is restricted tot eh western coast of the US to British Columbia, Canada.