
Common Carder-bee on White Clover, Heesch, Netherlands
One of the perks of allowing Clover to grow on a lawn is the abundance of bumblebees making use of it.
This is the most common species in the Netherlands. The colorful hair on the thorax is variable based on region, and can be yellow or orange. Key identification point (not seen from this angle) are the light hairs at the end of the abdomen.
Second species of bumblebee found:

"Bombus pascuorum", the common carder bee, is a species of bumblebee present in most of Europe in a wide variety of habitats such as meadows, pastures, waste ground, ditches and embankments, roads, and field margins, as well as gardens and parks in urban areas and forests and forest edges.
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